What is Factoring?

Factoring is a form of secure lending in which founders can sell their accounts receivable. This enables founders to get working capital to run their companies. This is an ideal option to help  companies control their cash flow and continue to move their business forward

Cash when you need it

Rapid access to cash means the ability to pay bills faster and expand your business and have better relationships with your suppliers. This will have a positive impact on the overall health of your company and can promote growth. Factoring is not bank debt as you are getting early access to your money for goods that have already delivered. For this benefit you will pay a small fee and interest.  

Benefits of Factoring

  • We specialize in factoring companies that sell products on terms.   From start-ups to SME companies

  • Need cash advances to support growth, manage seasonal cash flow strains, or capitalize on new opportunities.

  • Want to avoid the red tape that accompanies traditional financial institutions but still access capital at competitive rates.

  • Borrow up to 80% of your receivables to augment your cash flow. Brinc lends when traditional banks won't. No unused line fees, compensating balance requirements or commitment fees.

  • Our in-house credit team reviews your customers’ orders, analyzes the credit, and makes a quick decision. Brinc credit professionals offer sound advice on your new customers, to help you avoid potential bad debt.